Need to Refinance?

With the MMA product there is no refinance necessary. However, in many cases you will be able to eliminate several more years and thousands of dollars in interest by simply doing a debt consolidation refinance of your home. Let our trusted partner DayTex, an affiliate of Utah Financial(the largest Mortgage Lender/Broker in the state of Utah), assist you through this process.

DayTex is dedicated to ethical business practices combined with a sincere desire to accommodate, educate and provide quality services to our clientele. Since our inception, we have never had a complaint filed with the Better Business Bureau or the Division of Real Estate. As a company, we stand on our ability to dwarf the competition by providing cutting edge mortgage programs and innovative options for our clients. It is our mission to embody all that is superb in the world of finance and customer service.

We focus on your strengths

By focusing on your strengths and utilizing innovative options, cutting edge products and technology we are able to improve credit and place homeowners in a financial position to attain true wealth and financial independence in less time than ever thought possible. Once qualified, our customers are excited by the options we are able to offer them. If you have perfect credit great, give us a call today! If you are like most people and have less than stellar credit, we can work with any situation. Whether you have late payments, collections or other derogatory credit items call us today to see what you qualify for.

Things that we do differently

Through sophisticated software and our mortgage analysis department, we place you in the best possible program with the lowest payment, interest rate and term available.

DayTex guarantees our clients the absolute lowest closing costs, rates, and payments available in the market.

We set you up on a one-stop road to mortgage freedom and homeownership.

Hundreds of Programs

DayTex specializes in refinancing homeowners and has hundreds of programs available to fit every homeowner’s needs. We can handle every type of loan including Purchases, Refinances, Second Homes, Investment Properties, FHA, VA, and Commercial Loans. We are licensed in all 50 states. Our strength lies in our ability to provide innovative options, cutting edge products and technology that place homeowners in a position to attain true wealth and financial independence in less time than ever thought possible.

Lifetime Closing Option (LCO)

Our Lifetime Closing Option allows qualifying homeowners to eliminate any future closing costs for life. Upon qualification our customers receive an LCO Certificate allowing them to lower their existing mortgage interest rate, payment, obtain cash out and/or reduce the term of their mortgage without ever having to pay closing costs again. This eliminates the cost-versus-benefit of acquiring that lower payment or rate in the future. In addition, there is no limit on the number of times an LCO option can be exercised. Once this benefit is offered to our customers it allows us to cultivate and maintain a customer for life, thus, achieving our highest goal and top priority.

Financial Needs Analysis

At DayTex we provide a Free Financial Needs Analysis for our homeowners. This will help you to visualize were you are financially and what programs are available to you. This will assist you in reaching your financial goals and dreams. We then provide an action plan to obtain your financial goals and aspirations. Click here for your free Analysis.